Sign up for coverage
After a disaster occurs, start a claim
Upload photos of your home’s damage
Get cash deposited in your account
Who is the provider?
Recoop Disaster Insurance
Recoop exists to cover the gaps left by most homeowners insurance policies in the wake of a natural disaster. They aim to lessen the financial burden with affordable policies and expedited payments.
Who in my family is eligible for this program?
How much does coverage cost?
What if my employment status changes?
When would my coverage start?
What if I rent?
What type of damage is required before I can submit a claim?
How does the claims process work?
What constitutes a disaster declaration?
Your Governor or the President can declare a state or federal disaster after a catastrophic weather event. There are certain criteria, like per capita damage and resource capacity, that will determine the declaration.
If a disaster is not declared by the state or federal government, Recoop won’t be able to approve your claim.
Legal Disclaimers
1 Winter storms and hazardous winter weather is covered when at least 5 inches or more of snow or sleet accumulate within a 12 hour period, or at least 7 inches or more of snow or sleet accumulate in a 24-hour period.
2Fema.gov
3Represents the estimated time to send your benefit payout following claim approval. In the event that damage isn’t clear or we don’t have the photos or information needed to process your claim, we may send a claims adjuster to your home or apartment.
© 2024 Strategic Product Partners, LLC, doing business as Recoop Disaster Insurance. Descriptions on this page were developed for informational and educational purposes only and do not represent a specific contract of insurance. Coverage is subject to terms and conditions of the actual policy. We encourage you to read the full policy for understanding of coverage and qualifications. Product availability and features vary by state. Premiums vary by location and are subject to change. Recoop, a Personal Disaster Insurance product, is a licensed property and casualty insurance product underwritten by Professional Solutions Insurance Company.
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